Mondu assigns purchasing power limits to buyers based on a sophisticated assessment process:
- Mondu evaluates external and internal data to check creditworthiness
- The proprietary risk engine analyzes multiple factors including business size, industry, payment history, and financial stability
Based on this assessment, Mondu determines how much a buyer can spend using their payment methods
This process is automated and happens in real-time during the buyer’s first transaction. The purchasing power limit is dynamic and can be adjusted based on the buyer’s payment behavior and relationship with Mondu over time.