Invoice Payment (Net Terms) is Mondu’s most popular B2B payment option, allowing business customers to buy products and services now while deferring payment for 30, 45, 60, or 90 days. Customers can settle their invoices via bank transfer or SEPA direct debit*, giving them valuable payment flexibility. This option is typically interest-free for terms up to 30 days, making it an attractive choice for businesses looking to optimize their cash flow without additional costs.
Installments enable businesses to spread the cost of larger purchases over 3, 6, or 12 monthly payments. This option is particularly valuable for high-value transactions, helping to increase conversion rates by making expensive purchases more accessible. With fixed monthly payments, buyers can better manage their budgets and plan their expenses. The 3-month installment plan is typically offered without interest charges, providing an affordable financing solution.
Digital Trade Account consolidates multiple purchases into a single statement, streamlining the payment process for frequent buyers. Businesses receive a pre-approved purchasing power limit and can make repeated purchases during a set period, after which they receive one consolidated statement with a single payment due date. This solution promotes efficiency in accounts payable processes and helps build stronger business relationships through simplified payment management, making it ideal for recurring transactions and regular customers.
For all these payment options, Mondu handles the risk assessment, pays merchants promptly after orders are shipped, and takes care of the collection process from buyers. This gives merchants the benefit of offering flexible payment terms without the associated financial risk or operational burden.
* SEPA direct debit is currently not available in the UK.