If you already process payments through Stripe and want to offer your business customers flexible payment terms, you don’t need to switch payment providers. Mondu integrates directly with Stripe, adding B2B BNPL as a payment method inside the checkout you already have.
What is the Mondu x Stripe integration?
A direct integration that adds B2B Buy Now, Pay Later to your existing Stripe checkout. Stripe handles core payment processing; Mondu handles credit decisioning, risk assessment, and B2B-specific payment terms.
For merchants: Paid upfront by Mondu, regardless of how or when the buyer pays.
For buyers: Choice of invoice, instalments, or a Digital Trade Account, available directly at checkout.
Which Mondu payment method fits your buyer?
Available now via Stripe:
- Occasional or first-time buyers → Pay on invoice (30 day terms)
Coming soon via Stripe:
- Repeat buyers who order frequently → Digital Trade Account (one approved limit, consolidated statement)
- High-value purchases → Instalment payment (3, 6, or 12 months)
Why merchants choose this integration
- No new PSP required. Add Mondu without rebuilding your existing Stripe checkout.
- Higher conversion. Real-time credit and fraud checks mean approved buyers aren’t held up mid-purchase.
- Predictable cash flow. Mondu pays merchants upfront on every order, regardless of the buyer’s payment terms.
- Zero risk exposure. Mondu takes on 100% of the default risk if a buyer doesn’t pay.
How it works
Your customers select Mondu during checkout. No further registration is required.
Mondu performs credit and fraud checks in real-time and approves the order.
Your customers receive an email from Mondu with all the information about their order and payment.
The Stripe dashboard gives you access to additional features such as tracking shipments, processing refunds and much more.
European coverage with EMI license
Via Stripe, Mondu is available for merchants and marketplaces in Germany, France and the Netherlands, selling to buyers across Europe. More countries coming soon, thanks to Mondu’s EMI license from the Dutch National Bank (DNB).
Stripe is a global financial infrastructure platform for businesses. Millions of companies – from the world’s largest enterprises to the most ambitious startups – use Stripe to accept payments, grow their revenue, and accelerate new business opportunities.
Mondu is a leading B2B Fintech, which empowers merchants and marketplaces to offer a variety of flexible Buy Now Pay Later (BNPL) options to their business customers without risk: Merchants get paid upfront while their buyers pay at their convenience.
FAQs
Yes. Mondu integrates directly with Stripe, so merchants already using Stripe can add invoice purchase, instalments, and Digital Trade Account without changing their existing payment infrastructure.
Mondu works alongside Stripe. Stripe handles core payment processing; Mondu adds B2B-specific payment methods and manages credit risk and buyer repayment for those transactions.
Mondu takes on 100% of the default risk. Merchants are paid upfront regardless of whether the buyer pays Mondu on time.
Four methods: pay on invoice (30–90 days), installment payment (3, 6, or 12 months), Digital Trade Account for repeat buyers, and Pay Now for instant account-to-account payments.
Start with pay on invoice — it covers the broadest range of B2B buyers, including first-time customers. Add installment payment for high-value orders and a Digital Trade Account once you have a base of repeat buyers.
Mondu serves merchants across Europe, including the UK and Switzerland. Confirm with Stripe’s regional payment method availability page whether Mondu is enabled in your specific market before implementation.
